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Welcome to Goldwyn & Gladstones Ltd.

. . .your Commercial Finance Specialist 

 

Goldwyn & Gladstones Ltd is one of the of the leading Commercial Finance Brokerages and Corporate Finance advisers in the UK, arranging finance for clients throughout the UK.

 

We have a professional team of consultants with backgrounds in banking, accounting, corporate finance and financial services. We arrange a number of financial products for businesses across the UK including Development Finance, Owner Occupier, Investment Mortgage, Bridging Loans and Asset Finance.

Our clients range from small family run firms through to large multinational corporations, securing funding from thousands of pounds to millions.

"At Goldwyn & Gladstones, we work in partnership with our clients, providing them with a range of innovative and competitive finance packages. We take time to understand the business and to tailor a financial solution so it fits in with our client's requirements."

We regularly provide outsourced financial brokerage and corporate finance services to the clients of accountancy practices, financial advisers, management consultants, banks and other lenders.

Why use a broker?

In the UK 70 to 80 per cent of all borrowing is currently sourced direct from a bank without considering the possibility of using a broker. This differs greatly from the US where it is estimated that in excess of 70 per cent of borrowers recognise the advantage of using a broker.

So what are the advantages to the client of using a Commercial Finance Broker?

Time

This, the most valuable of all commodities, can be saved in many areas.

A reputable broker will be able to turn a proposal round very quickly as they will be able to identify the most appropriate lenders for each proposal. The lenders also tend to respond much quicker to a broker application as they recognise that brokers operate on short turnaround times. The risk of upsetting a broker and losing steady deal flow has not gone unnoticed by most lenders.

Presentation

Reputable brokers will be experienced in presenting and packaging an application on behalf of their clients, in a format that will greatly enhance the chances of securing finance.

In many cases, the broker would also attend meetings between the client and funder in order to smooth the process of securing the funds.

Choice

Most brokers have access to a comprehensive range of lenders, which extends well beyond the high street banks into merchant banks, building societies, sub-prime lenders, development funders and private lending consortiums.

Contingent Fees

A broker will normally only get paid once a deal is drawn down, with their fees being linked to the funds raised. For this reason it is in the brokers interests to present the client with the best rates as efficiently as possible. Payment on completion also ensures that a broker will remain on hand to assist with any delays with the process through to legal completion.

Preferential Rates

Brokers are able to negotiate preferential rates for clients, which, in many cases, can more than offset the cost of using a broker in the first place.

So with all these advantages, why do so many clients choose not to go down the broker route? Barry Poke and Tim Isaacson, Directors of Goldwyn & Gladstones Ltd, offer these reasons, which all come down to awareness and image.

  • Firstly, many businessmen are entrepreneurs and feel that they do not need to outsource this task as they believe that by contacting their own bank (and if that doesnt work, the next one on the high street), they will get the best deal available. They do not appreciate the advantages of using a broker.

  • Secondly, many clients are simply not aware of any Commercial Finance Brokers (their bank manager does not always tell them) and some accountants will merely direct them to the one or two high street lenders to whom they always refer deals.

Goldwyn & Gladstones Ltd is a Northwest based commercial finance brokerage, specialising in raising finance on behalf of clients across the whole of the UK, having a professional team based around the country to cater for a better understanding in your local area.

A professional team with backgrounds in the banking, accountancy and financial services sectors, enables us to add considerable value for our clients intended transaction, by looking at the broader picture of what the business is trying to achieve and introduce the necessary finance, from the most appropriate lenders, to make the deal work.

In many cases the requirement for a commercial mortgage, a factoring or asset finance facility is part of a larger transaction, often a complete refinance, a management buy out or a method of funding a corporate acquisition. In such cases our Corporate Finance Team can offer invaluable assistance in order to project manage the whole transaction.

Goldwyn & Gladstones Ltd has taken the concept of brokerage to a professional level, by establishing a strong introducer base of accountancy practices and independent financial advisers across the UK. These professional firms are forward thinking enough to recognise the value in working with a brokerage in order to obtain finance for their clients.

 

Service for our regular finance users

As an intensive user of our services you probably find that your ongoing purchases become restricted because....

You do not have the time to repeatedly apply for finance

At G&G, you make one aplication to us, we then provide an open credit line whenever needed or we aply to the different funder on your behalf either way you will only be making one application, and in the long term this will only need a brief annual update to maintain ongoing support.

Your currnet funder is fully committed and will not advance additional finance

At G&G, we are independent of any one funder, and are therefore uniquely placed to meet the needs of high users. Because we are not tied to any single funder, we can generally find alternative additional funders to support your business. Again, this will only require one application from you and save you valuable time and trouble. youare also spreading your debt across a number of funders, which may prove invaluable in the future.

 

We can only help you, if you contact us!

Contact us – 0844 800 4649

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